Is MetCredit a legitimate company?

There are several ways to know MetCredit is a real and legitimate debt collection agency, and confirm that a call you have received is from our offices. MetCredit is licensed and bonded as a Collection Agency in ALL Canadian provinces and territories—something you can easily verify yourself.

Who does MetCredit collect for?

At MetCredit, we work for many well-known Canadian organizations including major banks and credit unions, mobile phone providers, multi-national retailers and businesses of every size.

Why is MetCredit calling?

Metropolitan Credit Adjusters, or MetCredit for short, is a trusted Canadian debt collection agency. If we are calling you, it is because one of our client businesses has hired us to collect a debt. If you have been called in error and are NOT the individual we’re looking for, please Report a Wrong Number to us.

Do you have to pay MetCredit?

When your account is processed by MetCredit for collection, the full amount is due and payable immediately. A short-term arrangement may be possible in some cases, but we must first review your financial situation. Speak to one of our helpful representatives at 1-888-797-7727 to find out more.

What happens if you don’t pay collections Canada?

If you don’t make your debt payments, a debt collector may contact you to collect money that you owe on a credit card, line of credit, or loan. Your creditor, that is, the company that you owe money to, may try to get their money back by: using its own debt collection department if it has one.

Can you sue a collection agency for harassment in Canada?

Your rights. Whether you owe money or not, a collection agency cannot harass you and must follow strict rules under the law. If they break the rules, you can file a complaint with the ministry.

Can you go to jail for not paying debt in Canada?

After asking “can debt collectors take you to court,” some people might wonder if they could be sent to jail for not paying their debt in Canada. The short answer is “No.” Sources like Bankruptcy Canada highlight that you can’t be arrested for being in debt. There is no “debtors’ jail” in the Canadian justice system.

How long can debt collectors try to collect in Canada?

How Long Can A Debt Collector Pursue An Old Debt In Canada? While debt collectors can technically pursue an old debt in Canada for as long as they’d like, there are laws in place that restrict when they can take someone to court or file legal action against a debtor. In Canada, this period is six years.

How do I contact MetCredit?

Please email us at [email protected] or call our customer support team at (877) 392-2014.

How long can you legally be chased for a debt in Canada?